The issue was made through the capitalization of $180 million from the capital reserve. Website. The Authority is also charged with, among other things: Enrolment for a national identification under this Act is voluntary and can be done directly by an individual or on that individuals behalf. 361 0 obj <>/Filter/FlateDecode/ID[<8E035737026B7B2FEF4CCE5957F9902D><45057A645B369A4A814498310BC60180>]/Index[337 34]/Info 336 0 R/Length 107/Prev 940963/Root 338 0 R/Size 371/Type/XRef/W[1 2 1]>>stream The British government paid 4,230 for the Newcastle site. We offer you loans with low documentation and no hassle. The international standards on AML/CFT and proliferation (i.e. Through the bank, its wealth management, life and general insurance, and offshore banking subsidiaries, NCBFG offers the complete suite of financial services which are accessible through a diversified portfolio of companies and innovative . PART V Exemptions to Data Protection Standards or to Disclosure to Data Subject Requirements outlines exemptions that Regulators should be able to rely on as not limiting their ability to undertake their statutory regulatory functions and ability to cooperate with domestic authorities and international counterparts. Codify the risk-based examinations and oversight processes pertaining to the AML/CFT oversight functions of Bank of Jamaica. The programme falls within the tactical level of the Professional Military Education (PME) framework of armed forces and is modelled from the Royal Military Academy Sandhursts (RMAS) Commissioning Course. Access to low-cost financing (available through its network of Approved Financial Institutions and Micro Finance Institutions), Technical assistance and capacity development solutions, Private equity and venture capital support; and, Opportunities to broaden the entrepreneurship and ownership base of the country via privatisation services and public-private partnership options, Capacity Development and Technical Assistance, Public-Private Partnerships and Privatisation, Channels, Relationships & Marketing (CRM), Privatisation & Public-Private Partnerships (P4), Project Management, Product Development and Programme Execution (PMO), RESEARCH, BUSINESS ANALYTICS AND PRODUCT DEVELOPMENT, Direct (direct lending through co-financing with other financial institutions), To MSMEs through the Banks networks of Approved Financial Institutions; and, To micro entrepreneurs through the DBJs approved Micro Finance Institutions (MFI), Jamaica Business Fund (supply chain financing), Innovation Grant from New Ideas to Entrepreneurs (IGNITE), Help to identify market gaps within the MSME sector, create and enhance financial products to fill the identified gaps while developing and maintaining standards, frameworks, models and policies for product development within the Bank, Ensure that the DBJ understands its role in driving economic growth by selecting which initiatives to support, Identify opportunities for DBJ to facilitate economic growth and job creation while developing impact assessment tools for products and project; and. The use and processing of information relating to an individual will be done in accordance with the Data Protection Act. Copyright and Powered by Yello Jamaica 2023 All Rights Reserved. The operations, assets and liabilities of the National Investment Bank of Jamaica (NIBJ) were further amalgamated with the DBJ on September 1, 2006. To learn more about cookies, click here. The course focusses on developing military skills and command with a leadership golden thread. In this role, Anya leads the development of the overall strategic direction for the Bank's personal, commercial, corporate, wealth, and insurance operations in the regions. Prior to joining the firm in 2005, Portia was Director, Portfolio Management at the National Investment Bank of Jamaica (now the National Development Bank), where she had previously served in the capacities of Legal Officer and Coordinator of the Jamaican Government's Employee Share Ownership Programme. Listed below are the lowest mortgage rates currently on offer from each Jamaican mortgage provider, if you are buying a new or existing dwelling to server as your primary residence. Branch Directory. Please note: Internet Explorer and other outdated browsers are not fully supported for browsing this website. The DBJ provides, to all levels of Jamaican entrepreneurs, a range of services that includes: The DBJ facilitates economic growth and development across all sectors and includes all Jamaicans, regardless of socio-economic strata, in its quest to meet the Vision 2030 goal of making Jamaica the place of choice to live, work, raise families and do business.. National Commercial Bank. Increasing demand for development finance by strengthening the capacity of MSMEs to borrow, invest and expand. %%EOF Based on some of the conversations I've seen, some investors don't know who owns . The product of the IOTP will be an ethical and robust Officer who has the knowledge, skills, attitudes and intellectual agility to adapt their decision-making process and approach to any environment. The remainders of the MSB shares were subsequently acquired in accordance with section 195 (1) of the Companies Act. By integrating ERM in both high-level decision making and day-to-day business decisions on an enterprise-wide basis, the Bank ensures that risk management is embedded within the business cycle, starting with strategic planning through to execution, monitoring, evaluation, and reporting. Later became Barclays Bank DCO. \ The Ministry of Finance and the Public Service has announced that former Deputy Governor of the Bank of Jamaica (BOJ), John Robinson, has been appointed as the new chairman of the Financial Services Commission (FSC). NCB Financial Group Limited is the parent company of the National Commercial Bank of Jamaica, the largest and most profitable financial institution in Jamaica. Right issue of 10 million ordinary shares to stockholders on record as at July 5, 1993. NIBJ sold a further 6,000,000 ordinary shares of $1.00 each to the Trustees of the Employee Share Scheme. These sectors include agriculture and agri-processing, manufacturing, information technology, mining and quarrying, energy, services and tourism. It was designed with the direct support and guidance of RMAS Instructing and Support Staff. Jamaica Stock Exchange Best Practices Awards: Winner - Member Dealers Revenue Generation (NCBCM), Corporate Governance and GG's Award (joint with Sagicor).1st runners up for Annual Report (joint), Corporate Disclosure and website. Relocation of NCB Mandeville Branch to new facilities at 6 Perth Road, The Banker Awards: Bank of the Year, Jamaica, World Finance: Most Innovative Bank, Jamaica, World Finance: Best Banking Group, Jamaica, World Finance: Best Pension Fund Manager in the Region- NCB Insurance, HRMAJ Golden Leader in HR: Innovation Award, Jamaica Stock Exchange: Best Annual Report, Jamaica Stock Exchange: Corporate Disclosure, Jamaica Stock Exchange: Investor Relations, Jamaica Stock Exchange: Website Stockbrokerage, Jamaica Stock Exchange: Governor Generals Award for Excellence, Private Sector of Jamaica/Jamaica Stock Exchange Award for Corporate Governance, Project Management Institute of Jamaica: Project Organization of the Year, Jamaica Exporters Association (JEAs): Winner Exporters Support Services Financial Category (a recognition we have proudly received for the past four years), Jamaica Red Cross: Invaluable contribution to facilitate the improvement of lives in Jamaica, United Way of Jamaica: Largest Corporate Contributor. K Section - Jamaica Observer. , \! National Commercial of Jamaica. Although not as popular as NCB and Scotia when it comes to personal direct deposit banking, it outshines them both in investment and insurance banking. National Investment Bank of Jamaica (NIBJ), a Government owned company, acquired the entire issued share capital of NCB Group. HSBC Bank. Wong Ken (David) v National Investment Bank Ja. According to Russell, the year 1838 was considered a good year: only 91 men died. In addition, NIBJ may be short for other acronyms. Accordingly, this Bill includes provisions that will restrict the deposit-taking activities of co-operative societies to those co-operative societies which operate as credit unions. developing appropriate systems and protocols for the security, secrecy, and necessary safeguards for the protection and confidentiality, of the information stored in the National Databases; monitoring and promoting compliance with this Act and regulations made under this Act and developing public education programmes with a view to promoting such compliance; and. DESCRIPTION: The Planning Institute of Jamaica (PIOJ) with financial assistance from the European Union Global Climate Change Alliance Plus, is seeking Expression of Interest in a planned tender procedure for Technical Assistance to assess the distribution of Seagrass Beds within the Ocho Rios Marine Park Protected Area (St Ann) and the Hellshire Bay . Training Depot founded in 1841 by Major General Sir William Maynard Gomm (later Field Marshall). 1 (876) 926-3740-6. Millennium or 'the bank') is engaged in providing banking, leasing, factoring, brokerage, capital operations and investment fund management services. The formal order of Sykes J's judgment In response to the take-over bid, acceptances were received from MSB stockholders, holding 95.6% of its shares. The external sources which provide funds for on-lending include, but are not limited to, multilateral agencies such as the International Bank for Reconstruction and Development (World Bank), Caribbean Development Bank, China Development Bank, Inter-American Development Bank, European Investment Bank and the Organization of Petroleum Exporting Countries Fund for International Development. In 1958, the West Indies Federation was founded and the infantry regiments of the various Caribbean islands were disbanded and reorganized into the West India Regiment. Each lender stipulates its applicable terms and conditions, has its own reporting requirements and provides funds for specific purposes. Lance Reddick, 'The Wire' and 'John Wick' star . The idea of the hill station was first raised by Gomm in a letter dated April 7, 1840 to Governor Sir Charles Metcalfe. Returning Residents | Your Safety and Security Guide to Resettling in Jamaica, Returning Residents | Returning Citizens Information Guide, National Land Agency Systematic Land Registration, Jamaicans Overseas & Consular Affairs Department, Eligibility and Basic Provisions for Returning Resident Status, Jamaica Aircraft Refueling Services (JARS), Post and Telecommunications Department (Jamaica Post), Govt to Provide 10,000 Water Tanks to Needy Households, National Minimum Wage Moves to $13,000 June 1, PM Announces Increased Benefits for NHT Contributors, Roundabout JA Water Supply System Coming For Pepper Residents March 17, 2023, HEART-NSTA Trust Waives Fees for Training up to Level Four. The Company made a bonus issue of 3 ordinary shares of $1.00 each for every 1 ordinary stock unit of $1.00 previously in issue. The rate of unemployment also fell . The administration of the national identification registration system will be undertaken by the National Identification Registration Authority whose functions will include developing policies, procedures and protocols for the creation, management and operation of the National Identification System, including policies, procedures and protocols relating to:(i) the enrolment of eligible individuals;(ii) the generation and assignment of a National Identification Number to each enrolled individual;(iii) the issue of a National Identification Card to each enrolled individual;(iv) the safe custody and, where required, disposal of all identity information collected or obtained by the Authority or stored in the National Databases; and(v) the promotion of the use of the National Identification Number and the National Identification Card. Domestic sources of funding include the Ministry of Finance and the Public Service, and the National Insurance Fund. The operations, assets and liabilities of the National Investment Bank of Jamaica (NIBJ) were further amalgamated with the DBJ on September 1, 2006. Short duration bond ETFs can potentially add more . Each stock unit in issue after this bonus issue was subsequently divided into 2 stock units of 50 cents each. This structure is applied to all categories of risks across functional, structural, and departmental silos including strategic, credit, market, liquidity, operational, cyber, and reputational risks. Beauty & Spas. The Act will be brought into effect on a phased basis. With hostilities over in 1945, the Canadians left and once again a British battalion was stationed there. All our forty-nine (49) branches and three (3) agencies are networked nationwide. The Development Bank of Jamaica is a wholly owned Government company created in 2000 as a result of mergers with other development-related institutions that included the Agricultural Credit Bank of Jamaica, the National Development Bank of Jamaica and, in 2006, the National Investment Bank of Jamaica. Mr. Robinson is a career economist and banker with experience in the financial sector spanning more than three decades, 36 of . Initial Officer Training Programme (IOTP) provides basic military officer training to Officer Cadets (OCdts) and their equivalents from law enforcement and uniformed services. Jurisdiction: Jamaica: . NCB Payroll Plus - a new consumer loan scheme is launched, e-FINANCIAL SERVICES launched: a state-of-the-art customer call Center; Internet banking, Short Messaging Services (SMS) and telephone banking by dialing 1-888-NCB-FIRST. According to the Bank of Jamaica, credit unions are designated by the Ministry of Finance as "specified financial institutions" under the Bank of Jamaica Act, enabling . Copyright 1999-2023 NCB Jamaica. 1 (876) 926-3590-4 Cash that will go unused immediately may be able to earn higher yields than any time since 2007. Jamaica Information Service . Gomm, a veteran of the wars against revolutionary France and Lieutenant Governor of Jamaica from 1840 to 1841, relentlessly badgered the War Office in London to establish a mountain station for British soldiers in Jamaica soon after taking up his post. Anya Schnoor was appointed Chair of Scotia Group Jamaica Limited effective December 10, 2022. ,p,cVatN>J%$?e :(hD2fIR;LxKGWGAS@jczamxO9s+s/F;Osp ZTq)PNHN;B. Know Your Customer, Know the Transaction Counterparty and Customer Due Diligence; Special Guidance UNSEC Resolutions on the Proliferation of Weapons of Mass Destruction; Special Guidance Branches and Subsidiaries; Board Responsibility and Employee Integrity and Awareness; Transaction Monitoring and Reporting; and. Having the RMAS approach to training at its core, IOTP is designed with a syllabus that sees male and female integration throughout training. Jamaica W.I. These initiatives included a 2010 bank tax; a 2012 financial transaction tax levied on all cash withdrawals; and regulations enacted between 2012-2015 that obligated banks to retroactively compensate borrowers for interest rate increases on foreign currency-denominated mortgage loans, even though these increases were spelled out in the original . How Do I protect Myself From Cybercrimes? Date: Friday, June 21, 2013. file: Wong Ken (David) v National Investment Bank Ja. NCB launched Jamaica's first 'Drive Thru' Automated Banking Machine (ABM). The Bank's various responsibilities, which includes monetary policy authority, being the supervisor of deposit-taking institutions, and regulator of the national payments system and money markets are all therefore governed by a suite of legislation. Having issues with sanctioning your loan? -jp2h ihdr q colr jp2cOQ ) q R \ #B@ H H P H H P H H P H H P 8 8 0 Here, on the average, 1 soldier died every 2 days. Having the RMAS approach to training at its core, IOTP is designed with a syllabus that sees male and female integration throughout training. 63 of the Registration of Titles Act was considered in National Import-Export Bank of Jamaica v Montego Bay Investment Company Limited [2017] JMSC Civ 67. Handover of the airport took place on 12 April 2003. #TurksandCaicos, March 16, 2023 - Deputy Governor Anya Williams is committing to improvements in the public service including better wages. We use cookies to ensure that we give you the best experience on our website. Newcastle became a training depot, training recruits from all over the West Indies as part of the. National Housing Trust 1. The home of IOTP is the Caribbean Military Academy (CMA) Newcastle, which is located at the Newcastle Hill Station, St Andrew, Jamaica. Foundation. Is a project financed by the Inter-American Development Bank (IDB) to be executed by the Development Bank of Jamaica (DBJ) with the vision to finance the economic growth of MSMEs in Jamaica. This Act was passed in June 2020 and seeks to protect Jamaicans from unlawful and/or reckless disclosure of their personal information. NIBJ sold a further 6,000,000 ordinary shares of $1.00 each to the Trustees . In 1925 it was acquired by Barclay's Bank and by 1977 the Jamaican Government acquired all the shares of Barclay's Bank of Jamaica and changed the name to National Commercial . The product of the IOTP will be an ethical and robust Officer who has the knowledge, skills, attitudes and intellectual agility to adapt their decision-making process and approach to any environment. /LJIj eC~soB'e~7Wv the revised FATF Recommendations 2013) include a number of enhanced requirements with which countries are asked to comply. Nestled in the cool hills of upper St Andrew and amidst beautiful trees, ferns, ground orchids, delicate wild flowers and a profusion of ginger lilies, is the Newcastle. The requisite Cabinet submission from the Ministry of Finance & the Public Service (MOFPS) was considered by Cabinet on 01 May 2017 and approved. {t&v}}KY5pd1af*=q'+/05 Traditionally, the Jamaica Defence Forces (JDF) longstanding partnerships with militaries across the world has seen its OCdts being trained in academies in the following countries: United States, England, Canada, China and India. Outline the areas in the BOJs AML/CFT Guidance Notes with which compliance will be expressly mandated and allow BOJ to directly sanction breaches of those requirements. The Banks funds are channelled through a network of AFIs that include a variety of organizations such as commercial banks, credit unions, and investment houses and MFIs, which provide the initial credit evaluation and loan supervision before on-lending to clients. Appliance Traders Limited (ATL) Automotive Bank of the Year 2014, Jamaica Stock Exchange (JSE) market share position report for 2013 - ranked NCB Capital Markets Limited (NCBCM) number one among brokers for the Regular Market competitors for value and volume of transactions completed during 2013. endstream endobj 341 0 obj <>stream Jamaica Exporters Association (JEA): Top Exporters Support Services in the Financial Services Category 6th consecutive year. Bank of Jamaica. I1.e @ Todosbiz.com is a property of AllBiz We offer great financing options for a new or second-hand car or motorcycle. Regulating Institutions Licensed Under the Banking Services Act and BOJ Act, Issuing and redeeming banknotes and coins, Promoting Price and Financial System Stability, Setting interest rates to keep inflation low, 20 February 2023Next: 29 March 2023 Decisions & Schedule, Results for Bank of Jamaica Fixed Rate Certificate of DepositBOJ 7.50% FR 30D CD, Provided by the Debt Management Branch, Ministry of Finance and the Public Service, The new series of Jamaican banknotes is comprised of six denominations, given the introduction of a new $2000 banknote. The DBJ utilizes its own resources and also borrows funds from external financial institutions for on-lending through its network of partner financial institutions. The relationships with AFIs and MFIs are critical to the work of the DBJ as, through these institutions and their island-wide network of branches, the Banks products and services are easily accessible. The Development Bank of Jamaica Limited (DBJ) was created in April 2000, from the merger of the Agricultural Credit Bank of Jamaica Limited and the National Development Bank of Jamaica Limited. The Research, Business Analytics and Product Development units play critical roles in the Banks ability to provide support to the entrepreneurial sector while remaining relevant in a fast-changing business environment. Voluntary bankruptcy filings are often used to . In addition to administrative mechanisms, the legislation will incorporate modified insolvency rules to be applied to (i) the residual entity after a financial institution has been resolved by the RA; and (ii) financial institutions which are insolvent but whose demise will not cause significant disruption in the wider financial system. Roundabout JA | Presented by: Andrae Palmer, Copyright 2020 The Jamaica Information Service. From livestock projects to food fish farming, and agro-processing, we support all farming activities and retooling. The National Identification and Registration Act was passed in November 2021 and is expected to be brought into effect shortly. Included on [] newly formed West Indies Federation. The population of Jamaica has benefited from (i) having greater energy security through the diversification of the energy matrix and reduced reliance on imported oil; (ii) reducing energy costs for the Jamaican population, with the average tariff falling from US$0.40 per kWh to around US$.23 per kWh; (iii) reducing the energy cost burden for . 5. We would love to hear about them. DBJ's board is led by businessman Paul 'PB' Scott, head of the powerful Musson Jamaica conglomerate, but the bank recently changed its leader with the retirement of Milverton Reynolds, who had been managing director since 2000, and the appointment of . The operations, assets and liabilities of the National Investment Bank of Jamaica (NIBJ) were further amalgamated with the DBJ on September 1, 2006. All Rights Reserved. Traditionally, the Jamaica Defence Forces (JDF) longstanding partnerships with militaries across the world has seen its OCdts being trained in academies in the following countries: United States, England, Canada, China and India. Jamaica Education Initiative (JEI) started whereby 1% of cost of purchases made using Key Card went towards education initiatives such as scholarships, school infrastructure, facilitated by the N.C.B. Automotive. developing policies and protocols for the prevention of identity theft and other instances of fraud with respect to identity information. HTn19cm&=lR. Enterprise Risk Management (ERM) is integral to the DBJs overall operations and pivotal to its success. Phone Number. Treasury & Correspondent Banking segment that incorporates the Companys liquidity and investment management function and . Human Resource Management Association of Jamaicas (HRMAJ) Golden Leader Award for Innovation for a third consecutive year. The Act sets standards for data processing (sections 21 through 31) to ensure that personal data is processed fairly and lawfully, and only where necessary. 1. The methodology used addresses each issue directly and the course, through the delivery of a bespoke training syllabus, is fit for the JDF and is also relevant to the militaries and organizations within the Caribbean region and in other parts of the world. WHO sees COVID posing similar threat to flu this year. McKayla Financial Services Ltd. Maintain the requisite focus on the risks to the system, customers, services (including the business line and products) and the quality of compliance. If you continue to navigate this website beyond this page, cookies will be placed on your browser. Laws of Jamaica: Government Links (JIS) Judicial Committee - Privy Council: The British government paid 4,230 for the Newcastle site. Due to the carefully adapted military and academic curricula, IOTP serves as the course to treat with the aforementioned considerations. Neutral Citation: [2013] JMCA App 14. Results for Bank of Jamaica Fixed Rate Certificate of DepositBOJ 7.50% FR 30D - CD. When it comes to servicing your loan request, you can count on us for faster turnaround time. BOJ Bank of Jamaica PAMCO Project Analysis and Monitoring Company Major Public Sector Enterprises Agriculture JSH Jamaica Sugar Holdings Ltd. SIA Sugar Industry Authority ACB Agricultural Credit Bank Industry and Finance NDB National Development Bank NTBJ National Investment Bank of Jamaica JCTC Jamaica Commodity Trading Company Tourism JTB . Bank of New York Mellonaward - NCB Treasury &Correspondent Banking Division in recognition of achieving a 95.28% straight through processing rate for payments processed. \ Turn to us! The bank is one of Jamaica's largest commercial banks in the country and Sagicor Investments Jamaica Limited is one of the top investment companies in Jamaica. National Commercial Bank (NCB) National Commercial Bank (NCB), one of the top Jamaican banks (if not the top bank), started in Jamaica when the Colonial Bank of London, England commenced operations in Kingston in 1837.. The Company made a take-over bid to acquire all of the issued capital of Mutual Security Bank Limited (previously a subsidiary of Mutual Life), by way of an exchange of shares at the rate of 4 NCB Group stock units for every 3 MSB stock units held and on the basis that odd shares be acquired for cash at the rate of $12.00 per share. The issue was fully underwritten by the West Indies Trust Company in its capacity as Trustee of the NCB Employees Pension Fund. National Commercial Bank Jamaica Limited (NCB)'s Post National Commercial Bank Jamaica Limited (NCB) 33,119 followers 1y Funding of up to J$2,000,000 is available at an affordable interest rate for your education. Tel: (876) 929-9050. Ensure that the relevant DBJ teams have relevant historical, current and projected economic and financial data to guide decision making while managing the Banks performance reporting. The National Peoples Co-operative Bank (NPCB) vision is to be the leading jamaican co-operative financial institution offerings quality products, world class service and adding value to our members. First Caribbean International Bank. In Jamaica the. Nearby Resources. We use cookies to ensure that we give you the best experience on our website. These sectors include agriculture and agri-processing . Jamaica simultaneously sought her independence, which was achieved on August 6, 1962. It started in 1975 as the Jamaica National Investment Corporation, responsible for expanding opportunities to Jamaicans who wished to participate in the economic development of the country. H @mMI@4I]0KlN>M8p#/&,(Y%o0W\\ O Ba NIBJ sold the remaining 23,395,420 shares of $1.00 each in the Company (39%) to Jamaica M&N Investments Limited, a company then owned jointly by Jamaica Mutual Life Assurance Society and Jamaica National Building Society which was a wholly owned subsidiary of Mutual Life. Minister without Portfolio in the Ministry of Economic Growth and Job Creation, Senator the Hon. Keep your dreams alive and make your future bright with a secured education loan from the NPCB. We provide capacity development to strengthen our clientele to ensure they can achieve their goals. In 2013, Jamaica launched an ambitious reform program to stabilize the economy, reduce debt, and fuel growth, gaining national and international support. What Are The Damages That A Hurricane Can Cause? In 1839, 110 men perished and in the following year 121. The programme falls within the tactical level of the Professional Military Education (PME) framework of armed forces and is modelled from the Royal Military Academy Sandhursts (RMAS) Commissioning Course. 30-day CD Auction Results - 15 March 2023. It is anticipated that this Bill will be presented to Parliament jointly with the proposed Credit Unions (Special Provisions) Act, which contains the substantive prudential requirements to which credit unions will be subject once the aforesaid regulatory regime comes into effect. National Investment Bank Of Jamaica is located in Kingston, Jamaica. The Bill contains the framework that was initially proposed as Regulations to bring the operations of credit unions fully under Bank of Jamaicas prudential supervisory regime. Minister without Portfolio in the Ministry of Economic Growth and Job Creation, Senator the Hon. 2% to 6%, depending. Bank of Jamaica (BOJ) was established by the Bank of Jamaica Act, 1960 and is accordingly a statutory body. Upon the return of OCdts to the JDF, there is a requirement for doctrine and operating procedure standardization due to the varying concepts and differing contents of the training they had undergone. Jamaica Exporters Association (JEA): Best Financial Services Support Award category 7th consecutive year. Top Exporters Support Services in the Financial Services Category 5th consecutive year. The DBJ provides, to all levels of Jamaican . 1 (876) 926-3740-6. Toll Free: 888-NCB-FIRST (888-622-3477) The expectation is that on commissioning, an OCdt will be fully cognizant of the responsibilities and personal conditions that being an Officer imposes upon them. 2023 Copyright All Rights Reserved. 1 N.M. Rothschild to the National Investment Bank of Jamaica (NIBJ), the GOJ entity responsible for this .

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